Moving from Koh Samui to Oaxaca (2026)

Oaxaca has a COL index of 32 vs 50 for Koh Samui (100 = US average). You'd pay about 36% less for the same lifestyle.

Save ~$220/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
50 โ†’ 32
100 = US avg
1BR rent
$620 โ†’ $400
per month
State tax
None โ†’ None
income tax
COL difference
50 โ†’ 32
36% cheaper

Salary needed in Oaxaca to match your Koh Samui lifestyle

Based on the 36% cost of living decrease between the two cities.

Your salary in Koh SamuiEquivalent in Oaxaca
$40K$25,600
$50K$32,000
$60K$38,400
$75K$48,000
$80K$51,200
$100K$64,000
$120K$76,800
$150K$96,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$248/moon core expenses at $75K

Monthly budget at $75K โ€” Koh Samui vs Oaxaca

ExpenseKoh SamuiOaxaca
Monthly take-home$4,741$4,741
1BR rent$620$400
Groceries$380$380
Transport$150$150
Utilities$70$45
Internet$28$25
Left after essentials$3,493$3,741

30-Year Wealth Builder

If you invest your monthly savings of $248 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$302,553

over 30 years compared to staying in Koh Samui โ€” that's the real price of a city.

$248/mo invested

Frequently asked questions

Is Oaxaca cheaper than Koh Samui?

Yes. Oaxaca has a cost of living index of 32 vs 50 for Koh Samui (100 = US average). That's about 36% cheaper.

How much will I save moving from Koh Samui to Oaxaca?

On a $75K salary, moving from Koh Samui to Oaxaca saves roughly $220/month on core expenses. That's ~$2,640/year.

What salary do I need in Oaxaca to match my Koh Samui lifestyle?

To maintain the same purchasing power as $75,000 in Koh Samui, you'd need roughly $48,000/year in Oaxaca. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only