Moving from Kansas City to Rockford (2026)

Rockford has a COL index of 82 vs 91 for Kansas City (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$183/mo
on core expenses · $75K salary baseline

Key differences

COL index
9182
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
5.4%5%
income tax
Take-home at $75K
$4,403$4,428
per month

Salary needed in Rockford to match your Kansas City lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in Kansas CityEquivalent in Rockford
$40K$36,044
$50K$45,055
$60K$54,066
$75K$67,582
$80K$72,088
$100K$90,110
$120K$108,132
$150K$135,165

Monthly budget at $75K — Kansas City vs Rockford

ExpenseKansas CityRockford
Monthly take-home$4,403$4,428
1BR rent$1,200$1,050
Groceries$361$357
Transport$70$50
Utilities$165$158
Internet$60$58
Left after essentials$2,547$2,755

Frequently asked questions

Is Rockford cheaper than Kansas City?

Yes. Rockford has a cost of living index of 82 vs 91 for Kansas City (100 = US average). That's about 10% cheaper.

How much will I save moving from Kansas City to Rockford?

On a $75K salary, moving from Kansas City to Rockford could save roughly $183/month on core expenses. That's ~$2,196/year.

What salary do I need in Rockford to match my Kansas City lifestyle?

To maintain the same purchasing power as $75,000 in Kansas City, you'd need roughly $67,582/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only