Moving from Kansas City to Lubbock (2026)

Lubbock has a COL index of 81 vs 91 for Kansas City (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$242/mo
on core expenses · $75K salary baseline

Key differences

COL index
9181
100 = US avg
1BR rent
$1,200$1,000
per month
State tax
5.4%None
income tax
Take-home at $75K
$4,403$4,741
per month

Salary needed in Lubbock to match your Kansas City lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in Kansas CityEquivalent in Lubbock
$40K$35,604
$50K$44,505
$60K$53,407
$75K$66,758
$80K$71,209
$100K$89,011
$120K$106,813
$150K$133,516

Monthly budget at $75K — Kansas City vs Lubbock

ExpenseKansas CityLubbock
Monthly take-home$4,403$4,741
1BR rent$1,200$1,000
Groceries$361$346
Transport$70$38
Utilities$165$172
Internet$60$58
Left after essentials$2,547$3,127

Frequently asked questions

Is Lubbock cheaper than Kansas City?

Yes. Lubbock has a cost of living index of 81 vs 91 for Kansas City (100 = US average). That's about 11% cheaper.

How much will I save moving from Kansas City to Lubbock?

On a $75K salary, moving from Kansas City to Lubbock could save roughly $242/month on core expenses. That's ~$2,904/year.

What salary do I need in Lubbock to match my Kansas City lifestyle?

To maintain the same purchasing power as $75,000 in Kansas City, you'd need roughly $66,758/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only