Moving from Kansas City to Waco (2026)

Waco has a COL index of 83 vs 83 for Kansas City (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$406 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
83 โ†’ 83
100 = US avg
1BR rent
$1,050 โ†’ $1,000
per month
State tax
5.7% โ†’ None
income tax
COL difference
83 โ†’ 83
0% more expensive

Salary needed in Waco to match your Kansas City lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in Kansas CityEquivalent in Waco
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$62/moon core expenses at $75K

Monthly budget at $75K โ€” Kansas City vs Waco

ExpenseKansas CityWaco
Monthly take-home$4,384$4,741
1BR rent$1,050$1,000
Groceries$357$350
Transport$55$38
Utilities$162$172
Internet$58$60
Left after essentials$2,702$3,121

Frequently asked questions

Is Waco cheaper than Kansas City?

No. Waco has a cost of living index of 83 vs 83 for Kansas City (100 = US average). That's about 0% more expensive.

How much will I save moving from Kansas City to Waco?

On a $75K salary, moving from Kansas City to Waco saves roughly $406/month on core expenses. That's ~$4,872/year.

What salary do I need in Waco to match my Kansas City lifestyle?

To maintain the same purchasing power as $75,000 in Kansas City, you'd need roughly $75,000/year in Waco. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only