Moving from Kansas City to Memphis (2026)
Memphis has a COL index of 83 vs 83 for Kansas City (100 = US average). Expect to pay about 0% more for the same lifestyle.
Key differences
Salary needed in Memphis to match your Kansas City lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in Kansas City | Equivalent in Memphis |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
Monthly budget at $75K — Kansas City vs Memphis
| Expense | Kansas City | Memphis |
|---|---|---|
| Monthly take-home | $4,384 | $4,741 |
| 1BR rent | $1,050 | $1,100 |
| Groceries | $357 | $357 |
| Transport | $55 | $55 |
| Utilities | $162 | $170 |
| Internet | $58 | $55 |
| Left after essentials | $2,702 | $3,004 |
Frequently asked questions
Is Memphis cheaper than Kansas City?
No. Memphis has a cost of living index of 83 vs 83 for Kansas City (100 = US average). That's about 0% more expensive.
How much will I save moving from Kansas City to Memphis?
On a $75K salary, core expenses in Memphis run about $55/month more than Kansas City. Factor this into your salary negotiation when relocating.
What salary do I need in Memphis to match my Kansas City lifestyle?
To maintain the same purchasing power as $75,000 in Kansas City, you'd need roughly $75,000/year in Memphis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only