Moving from Jacksonville to Wilmington (2026)

Wilmington has a COL index of 93 vs 93 for Jacksonville (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$181 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
93 โ†’ 93
100 = US avg
1BR rent
$1,650 โ†’ $1,550
per month
State tax
None โ†’ 4.5%
income tax
COL difference
93 โ†’ 93
0% more expensive

Salary needed in Wilmington to match your Jacksonville lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in JacksonvilleEquivalent in Wilmington
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$130/moon core expenses at $75K

Monthly budget at $75K โ€” Jacksonville vs Wilmington

ExpenseJacksonvilleWilmington
Monthly take-home$4,741$4,459
1BR rent$1,650$1,550
Groceries$365$372
Transport$50$45
Utilities$190$158
Internet$62$62
Left after essentials$2,424$2,272

30-Year Wealth Builder

If you invest your monthly savings of $130 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$158,596

over 30 years compared to staying in Jacksonville โ€” that's the real price of a city.

$130/mo invested

Frequently asked questions

Is Wilmington cheaper than Jacksonville?

No. Wilmington has a cost of living index of 93 vs 93 for Jacksonville (100 = US average). That's about 0% more expensive.

How much will I save moving from Jacksonville to Wilmington?

On a $75K salary, core expenses in Wilmington run about $181/month more than Jacksonville. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $75,000/year in Wilmington. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only