Moving from Jacksonville to Phoenix (2026)

Phoenix has a COL index of 100 vs 93 for Jacksonville (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$114 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
93100
100 = US avg
1BR rent
$1,650$1,500
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Phoenix to match your Jacksonville lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in JacksonvilleEquivalent in Phoenix
$40K$43,011
$50K$53,763
$60K$64,516
$75K$80,645
$80K$86,022
$100K$107,527
$120K$129,032
$150K$161,290

Monthly budget at $75K — Jacksonville vs Phoenix

ExpenseJacksonvillePhoenix
Monthly take-home$4,741$4,584
1BR rent$1,650$1,500
Groceries$365$369
Transport$50$64
Utilities$190$210
Internet$62$60
Left after essentials$2,424$2,381

Frequently asked questions

Is Phoenix cheaper than Jacksonville?

No. Phoenix has a cost of living index of 100 vs 93 for Jacksonville (100 = US average). That's about 8% more expensive.

How much will I save moving from Jacksonville to Phoenix?

On a $75K salary, moving from Jacksonville to Phoenix could save roughly $114/month on core expenses. That's ~$1,368/year.

What salary do I need in Phoenix to match my Jacksonville lifestyle?

To maintain the same purchasing power as $75,000 in Jacksonville, you'd need roughly $80,645/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only