Moving from Irvine to San Diego (2026)

San Diego has a COL index of 148 vs 158 for Irvine (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$228/mo
on core expenses · $75K salary baseline

Key differences

COL index
158148
100 = US avg
1BR rent
$2,800$2,600
per month
State tax
9.3%9.3%
income tax
Take-home at $75K
$4,159$4,159
per month

Salary needed in San Diego to match your Irvine lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in IrvineEquivalent in San Diego
$40K$37,468
$50K$46,835
$60K$56,203
$75K$70,253
$80K$74,937
$100K$93,671
$120K$112,405
$150K$140,506

Monthly budget at $75K — Irvine vs San Diego

ExpenseIrvineSan Diego
Monthly take-home$4,159$4,159
1BR rent$2,800$2,600
Groceries$429$414
Transport$90$100
Utilities$148$130
Internet$70$65
Left after essentials$622$850

Frequently asked questions

Is San Diego cheaper than Irvine?

Yes. San Diego has a cost of living index of 148 vs 158 for Irvine (100 = US average). That's about 6% cheaper.

How much will I save moving from Irvine to San Diego?

On a $75K salary, moving from Irvine to San Diego could save roughly $228/month on core expenses. That's ~$2,736/year.

What salary do I need in San Diego to match my Irvine lifestyle?

To maintain the same purchasing power as $75,000 in Irvine, you'd need roughly $70,253/year in San Diego. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only