Moving from Indianapolis to Durham (2026)

Durham has a COL index of 102 vs 89 for Indianapolis (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$594 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89102
100 = US avg
1BR rent
$1,200$1,750
per month
State tax
3.2%4.5%
income tax
Take-home at $75K
$4,541$4,459
per month

Salary needed in Durham to match your Indianapolis lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in IndianapolisEquivalent in Durham
$40K$45,843
$50K$57,303
$60K$68,764
$75K$85,955
$80K$91,685
$100K$114,607
$120K$137,528
$150K$171,910

Monthly budget at $75K — Indianapolis vs Durham

ExpenseIndianapolisDurham
Monthly take-home$4,541$4,459
1BR rent$1,200$1,750
Groceries$357$372
Transport$60$82
Utilities$155$155
Internet$55$62
Left after essentials$2,714$2,038

Frequently asked questions

Is Durham cheaper than Indianapolis?

No. Durham has a cost of living index of 102 vs 89 for Indianapolis (100 = US average). That's about 15% more expensive.

How much will I save moving from Indianapolis to Durham?

On a $75K salary, core expenses in Durham run about $594/month more than Indianapolis. Factor this into your salary negotiation when relocating.

What salary do I need in Durham to match my Indianapolis lifestyle?

To maintain the same purchasing power as $75,000 in Indianapolis, you'd need roughly $85,955/year in Durham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only