Moving from Durham to Indianapolis (2026)
Indianapolis has a COL index of 89 vs 102 for Durham (100 = US average). You'd pay about 13% less for the same lifestyle.
Key differences
Salary needed in Indianapolis to match your Durham lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Durham | Equivalent in Indianapolis |
|---|---|
| $40K | $34,902 |
| $50K | $43,627 |
| $60K | $52,353 |
| $75K | $65,441 |
| $80K | $69,804 |
| $100K | $87,255 |
| $120K | $104,706 |
| $150K | $130,882 |
Monthly budget at $75K — Durham vs Indianapolis
| Expense | Durham | Indianapolis |
|---|---|---|
| Monthly take-home | $4,459 | $4,541 |
| 1BR rent | $1,750 | $1,200 |
| Groceries | $372 | $357 |
| Transport | $82 | $60 |
| Utilities | $155 | $155 |
| Internet | $62 | $55 |
| Left after essentials | $2,038 | $2,714 |
Frequently asked questions
Is Indianapolis cheaper than Durham?
Yes. Indianapolis has a cost of living index of 89 vs 102 for Durham (100 = US average). That's about 13% cheaper.
How much will I save moving from Durham to Indianapolis?
On a $75K salary, moving from Durham to Indianapolis could save roughly $594/month on core expenses. That's ~$7,128/year.
What salary do I need in Indianapolis to match my Durham lifestyle?
To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $65,441/year in Indianapolis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only