Moving from Indianapolis to Columbus (2026)

Columbus has a COL index of 83 vs 89 for Indianapolis (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$44/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
89 โ†’ 83
100 = US avg
1BR rent
$1,200 โ†’ $1,100
per month
State tax
3.2% โ†’ 5.5%
income tax
COL difference
89 โ†’ 83
7% cheaper

Salary needed in Columbus to match your Indianapolis lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in IndianapolisEquivalent in Columbus
$40K$37,303
$50K$46,629
$60K$55,955
$75K$69,944
$80K$74,607
$100K$93,258
$120K$111,910
$150K$139,888

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$116/moon core expenses at $75K

Monthly budget at $75K โ€” Indianapolis vs Columbus

ExpenseIndianapolisColumbus
Monthly take-home$4,541$4,397
1BR rent$1,200$1,100
Groceries$357$353
Transport$60$40
Utilities$155$160
Internet$55$58
Left after essentials$2,714$2,686

30-Year Wealth Builder

If you invest your monthly savings of $116 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$141,517

over 30 years compared to staying in Indianapolis โ€” that's the real price of a city.

$116/mo invested

Frequently asked questions

Is Columbus cheaper than Indianapolis?

Yes. Columbus has a cost of living index of 83 vs 89 for Indianapolis (100 = US average). That's about 7% cheaper.

How much will I save moving from Indianapolis to Columbus?

On a $75K salary, core expenses in Columbus run about $44/month more than Indianapolis. Factor this into your salary negotiation when relocating.

What salary do I need in Columbus to match my Indianapolis lifestyle?

To maintain the same purchasing power as $75,000 in Indianapolis, you'd need roughly $69,944/year in Columbus. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only