Moving from Indianapolis to Bismarck (2026)

Bismarck has a COL index of 87 vs 89 for Indianapolis (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$49/mo
on core expenses · $75K salary baseline

Key differences

COL index
8987
100 = US avg
1BR rent
$1,200$1,150
per month
State tax
3.2%2.5%
income tax
Take-home at $75K
$4,541$4,584
per month

Salary needed in Bismarck to match your Indianapolis lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in IndianapolisEquivalent in Bismarck
$40K$39,101
$50K$48,876
$60K$58,652
$75K$73,315
$80K$78,202
$100K$97,753
$120K$117,303
$150K$146,629

Monthly budget at $75K — Indianapolis vs Bismarck

ExpenseIndianapolisBismarck
Monthly take-home$4,541$4,584
1BR rent$1,200$1,150
Groceries$357$369
Transport$60$42
Utilities$155$152
Internet$55$65
Left after essentials$2,714$2,806

Frequently asked questions

Is Bismarck cheaper than Indianapolis?

Yes. Bismarck has a cost of living index of 87 vs 89 for Indianapolis (100 = US average). That's about 2% cheaper.

How much will I save moving from Indianapolis to Bismarck?

On a $75K salary, moving from Indianapolis to Bismarck could save roughly $49/month on core expenses. That's ~$588/year.

What salary do I need in Bismarck to match my Indianapolis lifestyle?

To maintain the same purchasing power as $75,000 in Indianapolis, you'd need roughly $73,315/year in Bismarck. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only