Moving from Houston to Tulsa (2026)

Tulsa has a COL index of 81 vs 95 for Houston (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$0/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
95 โ†’ 81
100 = US avg
1BR rent
$1,350 โ†’ $1,050
per month
State tax
None โ†’ 4.8%
income tax
COL difference
95 โ†’ 81
15% cheaper

Salary needed in Tulsa to match your Houston lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Tulsa
$40K$34,105
$50K$42,632
$60K$51,158
$75K$63,947
$80K$68,211
$100K$85,263
$120K$102,316
$150K$127,895

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$359/moon core expenses at $75K

Monthly budget at $75K โ€” Houston vs Tulsa

ExpenseHoustonTulsa
Monthly take-home$4,741$4,441
1BR rent$1,350$1,050
Groceries$357$350
Transport$90$48
Utilities$175$172
Internet$65$58
Left after essentials$2,704$2,763

30-Year Wealth Builder

If you invest your monthly savings of $359 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$437,970

over 30 years compared to staying in Houston โ€” that's the real price of a city.

$359/mo invested

Frequently asked questions

Is Tulsa cheaper than Houston?

Yes. Tulsa has a cost of living index of 81 vs 95 for Houston (100 = US average). That's about 15% cheaper.

How much will I save moving from Houston to Tulsa?

On a $75K salary, core expenses in Tulsa run about $0/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Tulsa to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $63,947/year in Tulsa. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only