Moving from Houston to Toledo (2026)
Toledo has a COL index of 81 vs 95 for Houston (100 = US average). You'd pay about 15% less for the same lifestyle.
Save ~$354/mo
on core expenses · $75K salary baseline
Key differences
COL index
9581
100 = US avg
1BR rent
$1,350$1,050
per month
State tax
None3.5%
income tax
Take-home at $75K
$4,741$4,522
per month
Salary needed in Toledo to match your Houston lifestyle
Based on the 15% cost of living decrease between the two cities.
| Your salary in Houston | Equivalent in Toledo |
|---|---|
| $40K | $34,105 |
| $50K | $42,632 |
| $60K | $51,158 |
| $75K | $63,947 |
| $80K | $68,211 |
| $100K | $85,263 |
| $120K | $102,316 |
| $150K | $127,895 |
Monthly budget at $75K — Houston vs Toledo
| Expense | Houston | Toledo |
|---|---|---|
| Monthly take-home | $4,741 | $4,522 |
| 1BR rent | $1,350 | $1,050 |
| Groceries | $357 | $357 |
| Transport | $90 | $58 |
| Utilities | $175 | $160 |
| Internet | $65 | $58 |
| Left after essentials | $2,704 | $2,839 |
Frequently asked questions
Is Toledo cheaper than Houston?
Yes. Toledo has a cost of living index of 81 vs 95 for Houston (100 = US average). That's about 15% cheaper.
How much will I save moving from Houston to Toledo?
On a $75K salary, moving from Houston to Toledo could save roughly $354/month on core expenses. That's ~$4,248/year.
What salary do I need in Toledo to match my Houston lifestyle?
To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $63,947/year in Toledo. This is based on the overall COL index difference between the two cities.
Moving from Toledo to HoustonHouston vs Toledo — full comparisonHouston cost of livingToledo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only