Moving from Houston to Tampa (2026)

Tampa has a COL index of 104 vs 95 for Houston (100 = US average). Expect to pay about 9% more for the same lifestyle.

Pay ~$664 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
95104
100 = US avg
1BR rent
$1,350$2,000
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Tampa to match your Houston lifestyle

Based on the 9% cost of living increase between the two cities.

Your salary in HoustonEquivalent in Tampa
$40K$43,789
$50K$54,737
$60K$65,684
$75K$82,105
$80K$87,579
$100K$109,474
$120K$131,368
$150K$164,211

Monthly budget at $75K — Houston vs Tampa

ExpenseHoustonTampa
Monthly take-home$4,741$4,741
1BR rent$1,350$2,000
Groceries$357$376
Transport$90$65
Utilities$175$195
Internet$65$65
Left after essentials$2,704$2,040

Frequently asked questions

Is Tampa cheaper than Houston?

No. Tampa has a cost of living index of 104 vs 95 for Houston (100 = US average). That's about 9% more expensive.

How much will I save moving from Houston to Tampa?

On a $75K salary, core expenses in Tampa run about $664/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Tampa to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $82,105/year in Tampa. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only