Moving from Houston to Springfield (2026)

Springfield has a COL index of 98 vs 95 for Houston (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$126 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9598
100 = US avg
1BR rent
$1,350$1,450
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Springfield to match your Houston lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in HoustonEquivalent in Springfield
$40K$41,263
$50K$51,579
$60K$61,895
$75K$77,368
$80K$82,526
$100K$103,158
$120K$123,789
$150K$154,737

Monthly budget at $75K — Houston vs Springfield

ExpenseHoustonSpringfield
Monthly take-home$4,741$4,428
1BR rent$1,350$1,450
Groceries$357$391
Transport$90$72
Utilities$175$185
Internet$65$65
Left after essentials$2,704$2,265

Frequently asked questions

Is Springfield cheaper than Houston?

No. Springfield has a cost of living index of 98 vs 95 for Houston (100 = US average). That's about 3% more expensive.

How much will I save moving from Houston to Springfield?

On a $75K salary, core expenses in Springfield run about $126/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Springfield to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $77,368/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only