Moving from Houston to Sioux Falls (2026)
Sioux Falls has a COL index of 88 vs 95 for Houston (100 = US average). You'd pay about 7% less for the same lifestyle.
Change cities
Key differences
Salary needed in Sioux Falls to match your Houston lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Houston | Equivalent in Sioux Falls |
|---|---|
| $40K | $37,053 |
| $50K | $46,316 |
| $60K | $55,579 |
| $75K | $69,474 |
| $80K | $74,105 |
| $100K | $92,632 |
| $120K | $111,158 |
| $150K | $138,947 |
💵 Household income (before tax)
Monthly budget at $75K — Houston vs Sioux Falls
| Expense | Houston | Sioux Falls |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,350 | $1,250 |
| Groceries | $357 | $365 |
| Transport | $90 | $42 |
| Utilities | $175 | $155 |
| Internet | $65 | $60 |
| Left after essentials | $2,704 | $2,869 |
30-Year Wealth Builder
If you invest your monthly savings of $165 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Houston — that's the real price of a city.
Frequently asked questions
Is Sioux Falls cheaper than Houston?
Yes. Sioux Falls has a cost of living index of 88 vs 95 for Houston (100 = US average). That's about 7% cheaper.
How much will I save moving from Houston to Sioux Falls?
On a $75K salary, moving from Houston to Sioux Falls saves roughly $100/month on core expenses. That's ~$1,200/year.
What salary do I need in Sioux Falls to match my Houston lifestyle?
To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $69,474/year in Sioux Falls. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only