Moving from Houston to Oaxaca (2026)

Oaxaca has a COL index of 32 vs 95 for Houston (100 = US average). You'd pay about 66% less for the same lifestyle.

Save ~$950/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
95 โ†’ 32
100 = US avg
1BR rent
$1,350 โ†’ $400
per month
State tax
None โ†’ None
income tax
COL difference
95 โ†’ 32
66% cheaper

Salary needed in Oaxaca to match your Houston lifestyle

Based on the 66% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Oaxaca
$40K$13,474
$50K$16,842
$60K$20,211
$75K$25,263
$80K$26,947
$100K$33,684
$120K$40,421
$150K$50,526

Adjust your salary

Save ~$1,037/moon core expenses at $75K

Monthly budget at $75K โ€” Houston vs Oaxaca

ExpenseHoustonOaxaca
Monthly take-home$4,741$4,741
1BR rent$1,350$400
Groceries$357$380
Transport$90$150
Utilities$175$45
Internet$65$25
Left after essentials$2,704$3,741

30-Year Wealth Builder

If you invest your monthly savings of $1,037 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,265,110

over 30 years compared to staying in Houston โ€” that's the real price of a city.

$1,037/mo invested

Frequently asked questions

Is Oaxaca cheaper than Houston?

Yes. Oaxaca has a cost of living index of 32 vs 95 for Houston (100 = US average). That's about 66% cheaper.

How much will I save moving from Houston to Oaxaca?

On a $75K salary, moving from Houston to Oaxaca saves roughly $950/month on core expenses. That's ~$11,400/year.

What salary do I need in Oaxaca to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $25,263/year in Oaxaca. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only