Moving from Houston to Norfolk (2026)

Norfolk has a COL index of 90 vs 95 for Houston (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$13/mo
on core expenses · $75K salary baseline

Key differences

COL index
9590
100 = US avg
1BR rent
$1,350$1,400
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Norfolk to match your Houston lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Norfolk
$40K$37,895
$50K$47,368
$60K$56,842
$75K$71,053
$80K$75,789
$100K$94,737
$120K$113,684
$150K$142,105

Monthly budget at $75K — Houston vs Norfolk

ExpenseHoustonNorfolk
Monthly take-home$4,741$4,378
1BR rent$1,350$1,400
Groceries$357$365
Transport$90$55
Utilities$175$170
Internet$65$60
Left after essentials$2,704$2,328

Frequently asked questions

Is Norfolk cheaper than Houston?

Yes. Norfolk has a cost of living index of 90 vs 95 for Houston (100 = US average). That's about 5% cheaper.

How much will I save moving from Houston to Norfolk?

On a $75K salary, core expenses in Norfolk run about $13/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Norfolk to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $71,053/year in Norfolk. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only