Moving from Houston to Mobile (2026)

Mobile has a COL index of 82 vs 95 for Houston (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$62/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
95 โ†’ 82
100 = US avg
1BR rent
$1,350 โ†’ $1,100
per month
State tax
None โ†’ 5%
income tax
COL difference
95 โ†’ 82
14% cheaper

Salary needed in Mobile to match your Houston lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Mobile
$40K$34,526
$50K$43,158
$60K$51,789
$75K$64,737
$80K$69,053
$100K$86,316
$120K$103,579
$150K$129,474

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$316/moon core expenses at $75K

Monthly budget at $75K โ€” Houston vs Mobile

ExpenseHoustonMobile
Monthly take-home$4,741$4,428
1BR rent$1,350$1,100
Groceries$357$353
Transport$90$38
Utilities$175$172
Internet$65$58
Left after essentials$2,704$2,707

30-Year Wealth Builder

If you invest your monthly savings of $316 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$385,511

over 30 years compared to staying in Houston โ€” that's the real price of a city.

$316/mo invested

Frequently asked questions

Is Mobile cheaper than Houston?

Yes. Mobile has a cost of living index of 82 vs 95 for Houston (100 = US average). That's about 14% cheaper.

How much will I save moving from Houston to Mobile?

On a $75K salary, core expenses in Mobile run about $62/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Mobile to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $64,737/year in Mobile. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only