Moving from Houston to Indianapolis (2026)
Indianapolis has a COL index of 89 vs 95 for Houston (100 = US average). You'd pay about 6% less for the same lifestyle.
Key differences
Salary needed in Indianapolis to match your Houston lifestyle
Based on the 6% cost of living decrease between the two cities.
| Your salary in Houston | Equivalent in Indianapolis |
|---|---|
| $40K | $37,474 |
| $50K | $46,842 |
| $60K | $56,211 |
| $75K | $70,263 |
| $80K | $74,947 |
| $100K | $93,684 |
| $120K | $112,421 |
| $150K | $140,526 |
Monthly budget at $75K — Houston vs Indianapolis
| Expense | Houston | Indianapolis |
|---|---|---|
| Monthly take-home | $4,741 | $4,541 |
| 1BR rent | $1,350 | $1,200 |
| Groceries | $357 | $357 |
| Transport | $90 | $60 |
| Utilities | $175 | $155 |
| Internet | $65 | $55 |
| Left after essentials | $2,704 | $2,714 |
Frequently asked questions
Is Indianapolis cheaper than Houston?
Yes. Indianapolis has a cost of living index of 89 vs 95 for Houston (100 = US average). That's about 6% cheaper.
How much will I save moving from Houston to Indianapolis?
On a $75K salary, moving from Houston to Indianapolis could save roughly $210/month on core expenses. That's ~$2,520/year.
What salary do I need in Indianapolis to match my Houston lifestyle?
To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $70,263/year in Indianapolis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only