Moving from Houston to Fort Worth (2026)

Fort Worth has a COL index of 91 vs 95 for Houston (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$26/mo
on core expenses · $75K salary baseline

Key differences

COL index
9591
100 = US avg
1BR rent
$1,350$1,400
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Fort Worth to match your Houston lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Fort Worth
$40K$38,316
$50K$47,895
$60K$57,474
$75K$71,842
$80K$76,632
$100K$95,789
$120K$114,947
$150K$143,684

Monthly budget at $75K — Houston vs Fort Worth

ExpenseHoustonFort Worth
Monthly take-home$4,741$4,741
1BR rent$1,350$1,400
Groceries$357$365
Transport$90$50
Utilities$175$180
Internet$65$68
Left after essentials$2,704$2,678

Frequently asked questions

Is Fort Worth cheaper than Houston?

Yes. Fort Worth has a cost of living index of 91 vs 95 for Houston (100 = US average). That's about 4% cheaper.

How much will I save moving from Houston to Fort Worth?

On a $75K salary, core expenses in Fort Worth run about $26/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Fort Worth to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $71,842/year in Fort Worth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only