Moving from Houston to Eugene (2026)

Eugene has a COL index of 107 vs 95 for Houston (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$283 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
95107
100 = US avg
1BR rent
$1,350$1,650
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in Eugene to match your Houston lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in HoustonEquivalent in Eugene
$40K$45,053
$50K$56,316
$60K$67,579
$75K$84,474
$80K$90,105
$100K$112,632
$120K$135,158
$150K$168,947

Monthly budget at $75K — Houston vs Eugene

ExpenseHoustonEugene
Monthly take-home$4,741$4,122
1BR rent$1,350$1,650
Groceries$357$395
Transport$90$82
Utilities$175$128
Internet$65$65
Left after essentials$2,704$1,802

Frequently asked questions

Is Eugene cheaper than Houston?

No. Eugene has a cost of living index of 107 vs 95 for Houston (100 = US average). That's about 13% more expensive.

How much will I save moving from Houston to Eugene?

On a $75K salary, core expenses in Eugene run about $283/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Eugene to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $84,474/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only