Moving from Houston to Duluth (2026)
Duluth has a COL index of 87 vs 95 for Houston (100 = US average). You'd pay about 8% less for the same lifestyle.
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Key differences
Salary needed in Duluth to match your Houston lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Houston | Equivalent in Duluth |
|---|---|
| $40K | $36,632 |
| $50K | $45,789 |
| $60K | $54,947 |
| $75K | $68,684 |
| $80K | $73,263 |
| $100K | $91,579 |
| $120K | $109,895 |
| $150K | $137,368 |
💵 Household income (before tax)
Monthly budget at $75K — Houston vs Duluth
| Expense | Houston | Duluth |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $1,350 | $1,200 |
| Groceries | $357 | $369 |
| Transport | $90 | $60 |
| Utilities | $175 | $165 |
| Internet | $65 | $62 |
| Left after essentials | $2,704 | $2,266 |
30-Year Wealth Builder
If you invest your monthly savings of $181 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Houston — that's the real price of a city.
Frequently asked questions
Is Duluth cheaper than Houston?
Yes. Duluth has a cost of living index of 87 vs 95 for Houston (100 = US average). That's about 8% cheaper.
How much will I save moving from Houston to Duluth?
On a $75K salary, core expenses in Duluth run about $469/month more than Houston. Factor this into your salary negotiation when relocating.
What salary do I need in Duluth to match my Houston lifestyle?
To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $68,684/year in Duluth. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only