Moving from Houston to Duluth (2026)

Duluth has a COL index of 87 vs 95 for Houston (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$181/mo
on core expenses · $75K salary baseline

Key differences

COL index
9587
100 = US avg
1BR rent
$1,350$1,200
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in Duluth to match your Houston lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Duluth
$40K$36,632
$50K$45,789
$60K$54,947
$75K$68,684
$80K$73,263
$100K$91,579
$120K$109,895
$150K$137,368

Monthly budget at $75K — Houston vs Duluth

ExpenseHoustonDuluth
Monthly take-home$4,741$4,122
1BR rent$1,350$1,200
Groceries$357$369
Transport$90$60
Utilities$175$165
Internet$65$62
Left after essentials$2,704$2,266

Frequently asked questions

Is Duluth cheaper than Houston?

Yes. Duluth has a cost of living index of 87 vs 95 for Houston (100 = US average). That's about 8% cheaper.

How much will I save moving from Houston to Duluth?

On a $75K salary, moving from Houston to Duluth could save roughly $181/month on core expenses. That's ~$2,172/year.

What salary do I need in Duluth to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $68,684/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only