Moving from Houston to Denver (2026)

Denver has a COL index of 122 vs 95 for Houston (100 = US average). Expect to pay about 28% more for the same lifestyle.

Pay ~$670 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
95122
100 = US avg
1BR rent
$1,350$2,000
per month
State tax
None4.4%
income tax
Take-home at $75K
$4,741$4,466
per month

Salary needed in Denver to match your Houston lifestyle

Based on the 28% cost of living increase between the two cities.

Your salary in HoustonEquivalent in Denver
$40K$51,368
$50K$64,211
$60K$77,053
$75K$96,316
$80K$102,737
$100K$128,421
$120K$154,105
$150K$192,632

Monthly budget at $75K — Houston vs Denver

ExpenseHoustonDenver
Monthly take-home$4,741$4,466
1BR rent$1,350$2,000
Groceries$357$388
Transport$90$114
Utilities$175$140
Internet$65$65
Left after essentials$2,704$1,759

Frequently asked questions

Is Denver cheaper than Houston?

No. Denver has a cost of living index of 122 vs 95 for Houston (100 = US average). That's about 28% more expensive.

How much will I save moving from Houston to Denver?

On a $75K salary, core expenses in Denver run about $670/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Denver to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $96,316/year in Denver. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only