Moving from Houston to Birmingham (2026)

Birmingham has a COL index of 84 vs 95 for Houston (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$207/mo
on core expenses · $75K salary baseline

Key differences

COL index
9584
100 = US avg
1BR rent
$1,350$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your Houston lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Birmingham
$40K$35,368
$50K$44,211
$60K$53,053
$75K$66,316
$80K$70,737
$100K$88,421
$120K$106,105
$150K$132,632

Monthly budget at $75K — Houston vs Birmingham

ExpenseHoustonBirmingham
Monthly take-home$4,741$4,428
1BR rent$1,350$1,200
Groceries$357$357
Transport$90$40
Utilities$175$175
Internet$65$58
Left after essentials$2,704$2,598

Frequently asked questions

Is Birmingham cheaper than Houston?

Yes. Birmingham has a cost of living index of 84 vs 95 for Houston (100 = US average). That's about 12% cheaper.

How much will I save moving from Houston to Birmingham?

On a $75K salary, moving from Houston to Birmingham could save roughly $207/month on core expenses. That's ~$2,484/year.

What salary do I need in Birmingham to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $66,316/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only