Moving from Ho Chi Minh City to Phnom Penh (2026)
Phnom Penh has a COL index of 30 vs 38 for Ho Chi Minh City (100 = US average). You'd pay about 21% less for the same lifestyle.
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Key differences
Salary needed in Phnom Penh to match your Ho Chi Minh City lifestyle
Based on the 21% cost of living decrease between the two cities.
| Your salary in Ho Chi Minh City | Equivalent in Phnom Penh |
|---|---|
| $40K | $31,579 |
| $50K | $39,474 |
| $60K | $47,368 |
| $75K | $59,211 |
| $80K | $63,158 |
| $100K | $78,947 |
| $120K | $94,737 |
| $150K | $118,421 |
Adjust your salary
Monthly budget at $75K — Ho Chi Minh City vs Phnom Penh
| Expense | Ho Chi Minh City | Phnom Penh |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $500 | $350 |
| Groceries | $380 | $380 |
| Transport | $150 | $150 |
| Utilities | $50 | $60 |
| Internet | $15 | $40 |
| Left after essentials | $3,646 | $3,761 |
30-Year Wealth Builder
If you invest your monthly savings of $115 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Ho Chi Minh City — that's the real price of a city.
Frequently asked questions
Is Phnom Penh cheaper than Ho Chi Minh City?
Yes. Phnom Penh has a cost of living index of 30 vs 38 for Ho Chi Minh City (100 = US average). That's about 21% cheaper.
How much will I save moving from Ho Chi Minh City to Phnom Penh?
On a $75K salary, moving from Ho Chi Minh City to Phnom Penh saves roughly $150/month on core expenses. That's ~$1,800/year.
What salary do I need in Phnom Penh to match my Ho Chi Minh City lifestyle?
To maintain the same purchasing power as $75,000 in Ho Chi Minh City, you'd need roughly $59,211/year in Phnom Penh. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only