Moving from Ho Chi Minh City to Koh Samui (2026)
Koh Samui has a COL index of 50 vs 38 for Ho Chi Minh City (100 = US average). Expect to pay about 32% more for the same lifestyle.
Change cities
Key differences
Salary needed in Koh Samui to match your Ho Chi Minh City lifestyle
Based on the 32% cost of living increase between the two cities.
| Your salary in Ho Chi Minh City | Equivalent in Koh Samui |
|---|---|
| $40K | $52,632 |
| $50K | $65,789 |
| $60K | $78,947 |
| $75K | $98,684 |
| $80K | $105,263 |
| $100K | $131,579 |
| $120K | $157,895 |
| $150K | $197,368 |
Adjust your salary
Monthly budget at $75K — Ho Chi Minh City vs Koh Samui
| Expense | Ho Chi Minh City | Koh Samui |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $500 | $620 |
| Groceries | $380 | $380 |
| Transport | $150 | $150 |
| Utilities | $50 | $70 |
| Internet | $15 | $28 |
| Left after essentials | $3,646 | $3,493 |
Frequently asked questions
Is Koh Samui cheaper than Ho Chi Minh City?
No. Koh Samui has a cost of living index of 50 vs 38 for Ho Chi Minh City (100 = US average). That's about 32% more expensive.
How much will I save moving from Ho Chi Minh City to Koh Samui?
On a $75K salary, core expenses in Koh Samui run about $120/month more than Ho Chi Minh City. Factor this into your salary negotiation when relocating.
What salary do I need in Koh Samui to match my Ho Chi Minh City lifestyle?
To maintain the same purchasing power as $75,000 in Ho Chi Minh City, you'd need roughly $98,684/year in Koh Samui. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only