Moving from Hartford to Chicago (2026)

Chicago has a COL index of 107 vs 107 for Hartford (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$69 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 107
100 = US avg
1BR rent
$1,700 โ†’ $1,900
per month
State tax
7% โ†’ 4.9%
income tax
COL difference
107 โ†’ 107
0% more expensive

Salary needed in Chicago to match your Hartford lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in HartfordEquivalent in Chicago
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$164/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Hartford vs Chicago

ExpenseHartfordChicago
Monthly take-home$4,303$4,434
1BR rent$1,700$1,900
Groceries$407$388
Transport$82$105
Utilities$200$165
Internet$70$65
Left after essentials$1,844$1,811

Frequently asked questions

Is Chicago cheaper than Hartford?

No. Chicago has a cost of living index of 107 vs 107 for Hartford (100 = US average). That's about 0% more expensive.

How much will I save moving from Hartford to Chicago?

On a $75K salary, core expenses in Chicago run about $69/month more than Hartford. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Hartford lifestyle?

To maintain the same purchasing power as $75,000 in Hartford, you'd need roughly $75,000/year in Chicago. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only