Moving from Fresno to Montgomery (2026)

Montgomery has a COL index of 81 vs 99 for Fresno (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$669/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
99 โ†’ 81
100 = US avg
1BR rent
$1,450 โ†’ $1,050
per month
State tax
9.3% โ†’ 5%
income tax
COL difference
99 โ†’ 81
18% cheaper

Salary needed in Montgomery to match your Fresno lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in FresnoEquivalent in Montgomery
$40K$32,727
$50K$40,909
$60K$49,091
$75K$61,364
$80K$65,455
$100K$81,818
$120K$98,182
$150K$122,727

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$440/moon core expenses at $75K

Monthly budget at $75K โ€” Fresno vs Montgomery

ExpenseFresnoMontgomery
Monthly take-home$4,159$4,428
1BR rent$1,450$1,050
Groceries$380$353
Transport$72$38
Utilities$142$170
Internet$65$58
Left after essentials$2,050$2,759

30-Year Wealth Builder

If you invest your monthly savings of $440 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$536,787

over 30 years compared to staying in Fresno โ€” that's the real price of a city.

$440/mo invested

Frequently asked questions

Is Montgomery cheaper than Fresno?

Yes. Montgomery has a cost of living index of 81 vs 99 for Fresno (100 = US average). That's about 18% cheaper.

How much will I save moving from Fresno to Montgomery?

On a $75K salary, moving from Fresno to Montgomery saves roughly $669/month on core expenses. That's ~$8,028/year.

What salary do I need in Montgomery to match my Fresno lifestyle?

To maintain the same purchasing power as $75,000 in Fresno, you'd need roughly $61,364/year in Montgomery. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only