Moving from Fort Worth to Philadelphia (2026)

Philadelphia has a COL index of 107 vs 91 for Fort Worth (100 = US average). Expect to pay about 18% more for the same lifestyle.

Pay ~$649 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
91107
100 = US avg
1BR rent
$1,400$2,000
per month
State tax
None3.1%
income tax
Take-home at $75K
$4,741$4,547
per month

Salary needed in Philadelphia to match your Fort Worth lifestyle

Based on the 18% cost of living increase between the two cities.

Your salary in Fort WorthEquivalent in Philadelphia
$40K$47,033
$50K$58,791
$60K$70,549
$75K$88,187
$80K$94,066
$100K$117,582
$120K$141,099
$150K$176,374

Monthly budget at $75K — Fort Worth vs Philadelphia

ExpenseFort WorthPhiladelphia
Monthly take-home$4,741$4,547
1BR rent$1,400$2,000
Groceries$365$391
Transport$50$96
Utilities$180$160
Internet$68$65
Left after essentials$2,678$1,835

Frequently asked questions

Is Philadelphia cheaper than Fort Worth?

No. Philadelphia has a cost of living index of 107 vs 91 for Fort Worth (100 = US average). That's about 18% more expensive.

How much will I save moving from Fort Worth to Philadelphia?

On a $75K salary, core expenses in Philadelphia run about $649/month more than Fort Worth. Factor this into your salary negotiation when relocating.

What salary do I need in Philadelphia to match my Fort Worth lifestyle?

To maintain the same purchasing power as $75,000 in Fort Worth, you'd need roughly $88,187/year in Philadelphia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only