Moving from Fort Worth to McAllen (2026)

McAllen has a COL index of 78 vs 91 for Fort Worth (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$515/mo
on core expenses · $75K salary baseline

Key differences

COL index
9178
100 = US avg
1BR rent
$1,400$950
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in McAllen to match your Fort Worth lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in Fort WorthEquivalent in McAllen
$40K$34,286
$50K$42,857
$60K$51,429
$75K$64,286
$80K$68,571
$100K$85,714
$120K$102,857
$150K$128,571

Monthly budget at $75K — Fort Worth vs McAllen

ExpenseFort WorthMcAllen
Monthly take-home$4,741$4,741
1BR rent$1,400$950
Groceries$365$338
Transport$50$35
Utilities$180$165
Internet$68$60
Left after essentials$2,678$3,193

Frequently asked questions

Is McAllen cheaper than Fort Worth?

Yes. McAllen has a cost of living index of 78 vs 91 for Fort Worth (100 = US average). That's about 14% cheaper.

How much will I save moving from Fort Worth to McAllen?

On a $75K salary, moving from Fort Worth to McAllen could save roughly $515/month on core expenses. That's ~$6,180/year.

What salary do I need in McAllen to match my Fort Worth lifestyle?

To maintain the same purchasing power as $75,000 in Fort Worth, you'd need roughly $64,286/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only