Moving from Fort Wayne to Waco (2026)

Waco has a COL index of 83 vs 81 for Fort Wayne (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$200 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 83
100 = US avg
1BR rent
$1,000 โ†’ $1,000
per month
State tax
3.2% โ†’ None
income tax
COL difference
81 โ†’ 83
2% more expensive

Salary needed in Waco to match your Fort Wayne lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in Fort WayneEquivalent in Waco
$40K$40,988
$50K$51,235
$60K$61,481
$75K$76,852
$80K$81,975
$100K$102,469
$120K$122,963
$150K$153,704

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$12/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Fort Wayne vs Waco

ExpenseFort WayneWaco
Monthly take-home$4,541$4,741
1BR rent$1,000$1,000
Groceries$353$350
Transport$42$38
Utilities$155$172
Internet$58$60
Left after essentials$2,933$3,121

Frequently asked questions

Is Waco cheaper than Fort Wayne?

No. Waco has a cost of living index of 83 vs 81 for Fort Wayne (100 = US average). That's about 2% more expensive.

How much will I save moving from Fort Wayne to Waco?

On a $75K salary, moving from Fort Wayne to Waco saves roughly $200/month on core expenses. That's ~$2,400/year.

What salary do I need in Waco to match my Fort Wayne lifestyle?

To maintain the same purchasing power as $75,000 in Fort Wayne, you'd need roughly $76,852/year in Waco. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only