Moving from Fort Lauderdale to Tampa (2026)

Tampa has a COL index of 104 vs 120 for Fort Lauderdale (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$600/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
120 โ†’ 104
100 = US avg
1BR rent
$2,600 โ†’ $2,000
per month
State tax
None โ†’ None
income tax
COL difference
120 โ†’ 104
13% cheaper

Salary needed in Tampa to match your Fort Lauderdale lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in Fort LauderdaleEquivalent in Tampa
$40K$34,667
$50K$43,333
$60K$52,000
$75K$65,000
$80K$69,333
$100K$86,667
$120K$104,000
$150K$130,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$683/moon core expenses at $75K

Monthly budget at $75K โ€” Fort Lauderdale vs Tampa

ExpenseFort LauderdaleTampa
Monthly take-home$4,741$4,741
1BR rent$2,600$2,000
Groceries$407$376
Transport$112$65
Utilities$195$195
Internet$70$65
Left after essentials$1,357$2,040

30-Year Wealth Builder

If you invest your monthly savings of $683 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$833,240

over 30 years compared to staying in Fort Lauderdale โ€” that's the real price of a city.

$683/mo invested

Frequently asked questions

Is Tampa cheaper than Fort Lauderdale?

Yes. Tampa has a cost of living index of 104 vs 120 for Fort Lauderdale (100 = US average). That's about 13% cheaper.

How much will I save moving from Fort Lauderdale to Tampa?

On a $75K salary, moving from Fort Lauderdale to Tampa saves roughly $600/month on core expenses. That's ~$7,200/year.

What salary do I need in Tampa to match my Fort Lauderdale lifestyle?

To maintain the same purchasing power as $75,000 in Fort Lauderdale, you'd need roughly $65,000/year in Tampa. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only