Moving from Fort Collins to Springfield (2026)

Springfield has a COL index of 79 vs 99 for Fort Collins (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$786/mo
on core expenses · $75K salary baseline

Key differences

COL index
9979
100 = US avg
1BR rent
$1,700$950
per month
State tax
4.4%4.7%
income tax
Take-home at $75K
$4,466$4,447
per month

Salary needed in Springfield to match your Fort Collins lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Springfield
$40K$31,919
$50K$39,899
$60K$47,879
$75K$59,848
$80K$63,838
$100K$79,798
$120K$95,758
$150K$119,697

Monthly budget at $75K — Fort Collins vs Springfield

ExpenseFort CollinsSpringfield
Monthly take-home$4,466$4,447
1BR rent$1,700$950
Groceries$384$353
Transport$55$42
Utilities$140$155
Internet$65$58
Left after essentials$2,122$2,889

Frequently asked questions

Is Springfield cheaper than Fort Collins?

Yes. Springfield has a cost of living index of 79 vs 99 for Fort Collins (100 = US average). That's about 20% cheaper.

How much will I save moving from Fort Collins to Springfield?

On a $75K salary, moving from Fort Collins to Springfield could save roughly $786/month on core expenses. That's ~$9,432/year.

What salary do I need in Springfield to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $59,848/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only