Moving from Fort Collins to Montgomery (2026)

Montgomery has a COL index of 81 vs 99 for Fort Collins (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$675/mo
on core expenses · $75K salary baseline

Key differences

COL index
9981
100 = US avg
1BR rent
$1,700$1,050
per month
State tax
4.4%5%
income tax
Take-home at $75K
$4,466$4,428
per month

Salary needed in Montgomery to match your Fort Collins lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Montgomery
$40K$32,727
$50K$40,909
$60K$49,091
$75K$61,364
$80K$65,455
$100K$81,818
$120K$98,182
$150K$122,727

Monthly budget at $75K — Fort Collins vs Montgomery

ExpenseFort CollinsMontgomery
Monthly take-home$4,466$4,428
1BR rent$1,700$1,050
Groceries$384$353
Transport$55$38
Utilities$140$170
Internet$65$58
Left after essentials$2,122$2,759

Frequently asked questions

Is Montgomery cheaper than Fort Collins?

Yes. Montgomery has a cost of living index of 81 vs 99 for Fort Collins (100 = US average). That's about 18% cheaper.

How much will I save moving from Fort Collins to Montgomery?

On a $75K salary, moving from Fort Collins to Montgomery could save roughly $675/month on core expenses. That's ~$8,100/year.

What salary do I need in Montgomery to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $61,364/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only