Moving from Fort Collins to Lincoln (2026)

Lincoln has a COL index of 86 vs 99 for Fort Collins (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$579/mo
on core expenses · $75K salary baseline

Key differences

COL index
9986
100 = US avg
1BR rent
$1,700$1,150
per month
State tax
4.4%5.8%
income tax
Take-home at $75K
$4,466$4,378
per month

Salary needed in Lincoln to match your Fort Collins lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Lincoln
$40K$34,747
$50K$43,434
$60K$52,121
$75K$65,152
$80K$69,495
$100K$86,869
$120K$104,242
$150K$130,303

Monthly budget at $75K — Fort Collins vs Lincoln

ExpenseFort CollinsLincoln
Monthly take-home$4,466$4,378
1BR rent$1,700$1,150
Groceries$384$357
Transport$55$48
Utilities$140$152
Internet$65$58
Left after essentials$2,122$2,613

Frequently asked questions

Is Lincoln cheaper than Fort Collins?

Yes. Lincoln has a cost of living index of 86 vs 99 for Fort Collins (100 = US average). That's about 13% cheaper.

How much will I save moving from Fort Collins to Lincoln?

On a $75K salary, moving from Fort Collins to Lincoln could save roughly $579/month on core expenses. That's ~$6,948/year.

What salary do I need in Lincoln to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $65,152/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only