Moving from Fort Collins to Houston (2026)

Houston has a COL index of 95 vs 99 for Fort Collins (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$307/mo
on core expenses · $75K salary baseline

Key differences

COL index
9995
100 = US avg
1BR rent
$1,700$1,350
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in Houston to match your Fort Collins lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Houston
$40K$38,384
$50K$47,980
$60K$57,576
$75K$71,970
$80K$76,768
$100K$95,960
$120K$115,152
$150K$143,939

Monthly budget at $75K — Fort Collins vs Houston

ExpenseFort CollinsHouston
Monthly take-home$4,466$4,741
1BR rent$1,700$1,350
Groceries$384$357
Transport$55$90
Utilities$140$175
Internet$65$65
Left after essentials$2,122$2,704

Frequently asked questions

Is Houston cheaper than Fort Collins?

Yes. Houston has a cost of living index of 95 vs 99 for Fort Collins (100 = US average). That's about 4% cheaper.

How much will I save moving from Fort Collins to Houston?

On a $75K salary, moving from Fort Collins to Houston could save roughly $307/month on core expenses. That's ~$3,684/year.

What salary do I need in Houston to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $71,970/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only