Moving from Fort Collins to Amarillo (2026)

Amarillo has a COL index of 80 vs 99 for Fort Collins (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$1,025/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
99 โ†’ 80
100 = US avg
1BR rent
$1,700 โ†’ $950
per month
State tax
4.4% โ†’ None
income tax
COL difference
99 โ†’ 80
19% cheaper

Salary needed in Amarillo to match your Fort Collins lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Amarillo
$40K$32,323
$50K$40,404
$60K$48,485
$75K$60,606
$80K$64,646
$100K$80,808
$120K$96,970
$150K$121,212

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$780/moon core expenses at $75K

Monthly budget at $75K โ€” Fort Collins vs Amarillo

ExpenseFort CollinsAmarillo
Monthly take-home$4,466$4,741
1BR rent$1,700$950
Groceries$384$346
Transport$55$38
Utilities$140$170
Internet$65$60
Left after essentials$2,122$3,177

30-Year Wealth Builder

If you invest your monthly savings of $780 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$951,577

over 30 years compared to staying in Fort Collins โ€” that's the real price of a city.

$780/mo invested

Frequently asked questions

Is Amarillo cheaper than Fort Collins?

Yes. Amarillo has a cost of living index of 80 vs 99 for Fort Collins (100 = US average). That's about 19% cheaper.

How much will I save moving from Fort Collins to Amarillo?

On a $75K salary, moving from Fort Collins to Amarillo saves roughly $1,025/month on core expenses. That's ~$12,300/year.

What salary do I need in Amarillo to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $60,606/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only