Moving from Flagstaff to Toledo (2026)

Toledo has a COL index of 81 vs 102 for Flagstaff (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$656/mo
on core expenses · $75K salary baseline

Key differences

COL index
10281
100 = US avg
1BR rent
$1,650$1,050
per month
State tax
2.5%3.5%
income tax
Take-home at $75K
$4,584$4,522
per month

Salary needed in Toledo to match your Flagstaff lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in FlagstaffEquivalent in Toledo
$40K$31,765
$50K$39,706
$60K$47,647
$75K$59,559
$80K$63,529
$100K$79,412
$120K$95,294
$150K$119,118

Monthly budget at $75K — Flagstaff vs Toledo

ExpenseFlagstaffToledo
Monthly take-home$4,584$4,522
1BR rent$1,650$1,050
Groceries$384$357
Transport$45$58
Utilities$195$160
Internet$65$58
Left after essentials$2,245$2,839

Frequently asked questions

Is Toledo cheaper than Flagstaff?

Yes. Toledo has a cost of living index of 81 vs 102 for Flagstaff (100 = US average). That's about 21% cheaper.

How much will I save moving from Flagstaff to Toledo?

On a $75K salary, moving from Flagstaff to Toledo could save roughly $656/month on core expenses. That's ~$7,872/year.

What salary do I need in Toledo to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $59,559/year in Toledo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only