Moving from Flagstaff to Montgomery (2026)

Montgomery has a COL index of 81 vs 102 for Flagstaff (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$670/mo
on core expenses · $75K salary baseline

Key differences

COL index
10281
100 = US avg
1BR rent
$1,650$1,050
per month
State tax
2.5%5%
income tax
Take-home at $75K
$4,584$4,428
per month

Salary needed in Montgomery to match your Flagstaff lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in FlagstaffEquivalent in Montgomery
$40K$31,765
$50K$39,706
$60K$47,647
$75K$59,559
$80K$63,529
$100K$79,412
$120K$95,294
$150K$119,118

Monthly budget at $75K — Flagstaff vs Montgomery

ExpenseFlagstaffMontgomery
Monthly take-home$4,584$4,428
1BR rent$1,650$1,050
Groceries$384$353
Transport$45$38
Utilities$195$170
Internet$65$58
Left after essentials$2,245$2,759

Frequently asked questions

Is Montgomery cheaper than Flagstaff?

Yes. Montgomery has a cost of living index of 81 vs 102 for Flagstaff (100 = US average). That's about 21% cheaper.

How much will I save moving from Flagstaff to Montgomery?

On a $75K salary, moving from Flagstaff to Montgomery could save roughly $670/month on core expenses. That's ~$8,040/year.

What salary do I need in Montgomery to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $59,559/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only