Moving from Flagstaff to Chicago (2026)

Chicago has a COL index of 107 vs 102 for Flagstaff (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$284 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
102107
100 = US avg
1BR rent
$1,650$1,900
per month
State tax
2.5%4.9%
income tax
Take-home at $75K
$4,584$4,434
per month

Salary needed in Chicago to match your Flagstaff lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in FlagstaffEquivalent in Chicago
$40K$41,961
$50K$52,451
$60K$62,941
$75K$78,676
$80K$83,922
$100K$104,902
$120K$125,882
$150K$157,353

Monthly budget at $75K — Flagstaff vs Chicago

ExpenseFlagstaffChicago
Monthly take-home$4,584$4,434
1BR rent$1,650$1,900
Groceries$384$388
Transport$45$105
Utilities$195$165
Internet$65$65
Left after essentials$2,245$1,811

Frequently asked questions

Is Chicago cheaper than Flagstaff?

No. Chicago has a cost of living index of 107 vs 102 for Flagstaff (100 = US average). That's about 5% more expensive.

How much will I save moving from Flagstaff to Chicago?

On a $75K salary, core expenses in Chicago run about $284/month more than Flagstaff. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $78,676/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only