Moving from Flagstaff to Billings (2026)

Billings has a COL index of 89 vs 102 for Flagstaff (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$512/mo
on core expenses · $75K salary baseline

Key differences

COL index
10289
100 = US avg
1BR rent
$1,650$1,200
per month
State tax
2.5%6.8%
income tax
Take-home at $75K
$4,584$4,316
per month

Salary needed in Billings to match your Flagstaff lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in FlagstaffEquivalent in Billings
$40K$34,902
$50K$43,627
$60K$52,353
$75K$65,441
$80K$69,804
$100K$87,255
$120K$104,706
$150K$130,882

Monthly budget at $75K — Flagstaff vs Billings

ExpenseFlagstaffBillings
Monthly take-home$4,584$4,316
1BR rent$1,650$1,200
Groceries$384$369
Transport$45$42
Utilities$195$148
Internet$65$68
Left after essentials$2,245$2,489

Frequently asked questions

Is Billings cheaper than Flagstaff?

Yes. Billings has a cost of living index of 89 vs 102 for Flagstaff (100 = US average). That's about 13% cheaper.

How much will I save moving from Flagstaff to Billings?

On a $75K salary, moving from Flagstaff to Billings could save roughly $512/month on core expenses. That's ~$6,144/year.

What salary do I need in Billings to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $65,441/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only