Moving from Billings to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 89 for Billings (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$512 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89102
100 = US avg
1BR rent
$1,200$1,650
per month
State tax
6.8%2.5%
income tax
Take-home at $75K
$4,316$4,584
per month

Salary needed in Flagstaff to match your Billings lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in BillingsEquivalent in Flagstaff
$40K$45,843
$50K$57,303
$60K$68,764
$75K$85,955
$80K$91,685
$100K$114,607
$120K$137,528
$150K$171,910

Monthly budget at $75K — Billings vs Flagstaff

ExpenseBillingsFlagstaff
Monthly take-home$4,316$4,584
1BR rent$1,200$1,650
Groceries$369$384
Transport$42$45
Utilities$148$195
Internet$68$65
Left after essentials$2,489$2,245

Frequently asked questions

Is Flagstaff cheaper than Billings?

No. Flagstaff has a cost of living index of 102 vs 89 for Billings (100 = US average). That's about 15% more expensive.

How much will I save moving from Billings to Flagstaff?

On a $75K salary, core expenses in Flagstaff run about $512/month more than Billings. Factor this into your salary negotiation when relocating.

What salary do I need in Flagstaff to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $85,955/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only