Moving from Fayetteville to Lubbock (2026)

Lubbock has a COL index of 81 vs 84 for Fayetteville (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$481/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
84 โ†’ 81
100 = US avg
1BR rent
$1,200 โ†’ $1,000
per month
State tax
4.5% โ†’ None
income tax
COL difference
84 โ†’ 81
4% cheaper

Salary needed in Lubbock to match your Fayetteville lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in FayettevilleEquivalent in Lubbock
$40K$38,571
$50K$48,214
$60K$57,857
$75K$72,321
$80K$77,143
$100K$96,429
$120K$115,714
$150K$144,643

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$187/moon core expenses at $75K

Monthly budget at $75K โ€” Fayetteville vs Lubbock

ExpenseFayettevilleLubbock
Monthly take-home$4,459$4,741
1BR rent$1,200$1,000
Groceries$353$346
Transport$42$38
Utilities$148$172
Internet$58$58
Left after essentials$2,658$3,127

30-Year Wealth Builder

If you invest your monthly savings of $187 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$228,135

over 30 years compared to staying in Fayetteville โ€” that's the real price of a city.

$187/mo invested

Frequently asked questions

Is Lubbock cheaper than Fayetteville?

Yes. Lubbock has a cost of living index of 81 vs 84 for Fayetteville (100 = US average). That's about 4% cheaper.

How much will I save moving from Fayetteville to Lubbock?

On a $75K salary, moving from Fayetteville to Lubbock saves roughly $481/month on core expenses. That's ~$5,772/year.

What salary do I need in Lubbock to match my Fayetteville lifestyle?

To maintain the same purchasing power as $75,000 in Fayetteville, you'd need roughly $72,321/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only