Moving from Fayetteville to Lubbock (2026)

Lubbock has a COL index of 81 vs 86 for Fayetteville (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$575/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
86 โ†’ 81
100 = US avg
1BR rent
$1,300 โ†’ $1,000
per month
State tax
4.4% โ†’ None
income tax
COL difference
86 โ†’ 81
6% cheaper

Salary needed in Lubbock to match your Fayetteville lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in FayettevilleEquivalent in Lubbock
$40K$37,674
$50K$47,093
$60K$56,512
$75K$70,640
$80K$75,349
$100K$94,186
$120K$113,023
$150K$141,279

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$311/moon core expenses at $75K

Monthly budget at $75K โ€” Fayetteville vs Lubbock

ExpenseFayettevilleLubbock
Monthly take-home$4,466$4,741
1BR rent$1,300$1,000
Groceries$361$346
Transport$42$38
Utilities$162$172
Internet$60$58
Left after essentials$2,541$3,127

30-Year Wealth Builder

If you invest your monthly savings of $311 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$379,411

over 30 years compared to staying in Fayetteville โ€” that's the real price of a city.

$311/mo invested

Frequently asked questions

Is Lubbock cheaper than Fayetteville?

Yes. Lubbock has a cost of living index of 81 vs 86 for Fayetteville (100 = US average). That's about 6% cheaper.

How much will I save moving from Fayetteville to Lubbock?

On a $75K salary, moving from Fayetteville to Lubbock saves roughly $575/month on core expenses. That's ~$6,900/year.

What salary do I need in Lubbock to match my Fayetteville lifestyle?

To maintain the same purchasing power as $75,000 in Fayetteville, you'd need roughly $70,640/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only