Moving from Fargo to Reno (2026)

Reno has a COL index of 101 vs 89 for Fargo (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$437 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89101
100 = US avg
1BR rent
$1,250$1,650
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in Reno to match your Fargo lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in FargoEquivalent in Reno
$40K$45,393
$50K$56,742
$60K$68,090
$75K$85,112
$80K$90,787
$100K$113,483
$120K$136,180
$150K$170,225

Monthly budget at $75K — Fargo vs Reno

ExpenseFargoReno
Monthly take-home$4,584$4,741
1BR rent$1,250$1,650
Groceries$369$384
Transport$50$62
Utilities$155$165
Internet$65$65
Left after essentials$2,695$2,415

Frequently asked questions

Is Reno cheaper than Fargo?

No. Reno has a cost of living index of 101 vs 89 for Fargo (100 = US average). That's about 13% more expensive.

How much will I save moving from Fargo to Reno?

On a $75K salary, core expenses in Reno run about $437/month more than Fargo. Factor this into your salary negotiation when relocating.

What salary do I need in Reno to match my Fargo lifestyle?

To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $85,112/year in Reno. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only