Moving from Fargo to Raleigh (2026)

Raleigh has a COL index of 101 vs 89 for Fargo (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$575 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
89 โ†’ 101
100 = US avg
1BR rent
$1,250 โ†’ $1,700
per month
State tax
2.5% โ†’ 4.5%
income tax
COL difference
89 โ†’ 101
13% more expensive

Salary needed in Raleigh to match your Fargo lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in FargoEquivalent in Raleigh
$40K$45,393
$50K$56,742
$60K$68,090
$75K$85,112
$80K$90,787
$100K$113,483
$120K$136,180
$150K$170,225

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$456/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Fargo vs Raleigh

ExpenseFargoRaleigh
Monthly take-home$4,584$4,459
1BR rent$1,250$1,700
Groceries$369$365
Transport$50$70
Utilities$155$150
Internet$65$60
Left after essentials$2,695$2,114

Frequently asked questions

Is Raleigh cheaper than Fargo?

No. Raleigh has a cost of living index of 101 vs 89 for Fargo (100 = US average). That's about 13% more expensive.

How much will I save moving from Fargo to Raleigh?

On a $75K salary, core expenses in Raleigh run about $575/month more than Fargo. Factor this into your salary negotiation when relocating.

What salary do I need in Raleigh to match my Fargo lifestyle?

To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $85,112/year in Raleigh. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only