Moving from Eugene to Laredo (2026)

Laredo has a COL index of 79 vs 107 for Eugene (100 = US average). You'd pay about 26% less for the same lifestyle.

Save ~$1,319/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 79
100 = US avg
1BR rent
$1,650 โ†’ $950
per month
State tax
9.9% โ†’ None
income tax
COL difference
107 โ†’ 79
26% cheaper

Salary needed in Laredo to match your Eugene lifestyle

Based on the 26% cost of living decrease between the two cities.

Your salary in EugeneEquivalent in Laredo
$40K$29,533
$50K$36,916
$60K$44,299
$75K$55,374
$80K$59,065
$100K$73,832
$120K$88,598
$150K$110,748

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$771/moon core expenses at $75K

Monthly budget at $75K โ€” Eugene vs Laredo

ExpenseEugeneLaredo
Monthly take-home$4,122$4,741
1BR rent$1,650$950
Groceries$395$338
Transport$82$35
Utilities$128$168
Internet$65$58
Left after essentials$1,802$3,192

30-Year Wealth Builder

If you invest your monthly savings of $771 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$940,598

over 30 years compared to staying in Eugene โ€” that's the real price of a city.

$771/mo invested

Frequently asked questions

Is Laredo cheaper than Eugene?

Yes. Laredo has a cost of living index of 79 vs 107 for Eugene (100 = US average). That's about 26% cheaper.

How much will I save moving from Eugene to Laredo?

On a $75K salary, moving from Eugene to Laredo saves roughly $1,319/month on core expenses. That's ~$15,828/year.

What salary do I need in Laredo to match my Eugene lifestyle?

To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $55,374/year in Laredo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only