Moving from Eugene to Amarillo (2026)

Amarillo has a COL index of 80 vs 107 for Eugene (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$1,319/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 80
100 = US avg
1BR rent
$1,650 โ†’ $950
per month
State tax
9.9% โ†’ None
income tax
COL difference
107 โ†’ 80
25% cheaper

Salary needed in Amarillo to match your Eugene lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in EugeneEquivalent in Amarillo
$40K$29,907
$50K$37,383
$60K$44,860
$75K$56,075
$80K$59,813
$100K$74,766
$120K$89,720
$150K$112,150

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$756/moon core expenses at $75K

Monthly budget at $75K โ€” Eugene vs Amarillo

ExpenseEugeneAmarillo
Monthly take-home$4,122$4,741
1BR rent$1,650$950
Groceries$395$346
Transport$82$38
Utilities$128$170
Internet$65$60
Left after essentials$1,802$3,177

30-Year Wealth Builder

If you invest your monthly savings of $756 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$922,298

over 30 years compared to staying in Eugene โ€” that's the real price of a city.

$756/mo invested

Frequently asked questions

Is Amarillo cheaper than Eugene?

Yes. Amarillo has a cost of living index of 80 vs 107 for Eugene (100 = US average). That's about 25% cheaper.

How much will I save moving from Eugene to Amarillo?

On a $75K salary, moving from Eugene to Amarillo saves roughly $1,319/month on core expenses. That's ~$15,828/year.

What salary do I need in Amarillo to match my Eugene lifestyle?

To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $56,075/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only